The Thrive Budget
When we limit our basic needs expenses to 50% of our income, we have 50% of our money to invest and spend on things that bring joy and returns to our life.
Very wealthy people spend far less of their income on basic needs than the rest of us. This is a 10-minute look at where yours goes — and what you get back when you change it.
How this works
- Your statement is read in your browser. It is never uploaded, and we never receive it.
- We do not connect to your bank, your brokerage, or any account.
- Your numbers are saved privately to your own account, so you can come back and update them as you fix things. Only you can see them.
- Start over clears everything, in this session and in your saved account.
- This is financial education, not financial advice.
Read in your browser. Never sent anywhere.CSV, XLSX, or PDFoption 02Enter it myselfAbout 20 questions. Rough numbers are fine.No files needed
Annual gross income (before tax)
Pay from a job, self-employment, or a small business, before tax.
Interest on your bonds, certificates of deposit, and savings.
Social security, pension, and any other earned or passive income, e.g. Airbnb income.
Total annual gross income$0
Everything is measured against this total. Use your best estimate — you can change it later.